Who Pays for Your Damages in an Accident with an Uninsured Motorist?
Despite the fact that it is illegal to drive without proper coverage, numerous drivers take to the roads each day without car insurance. If you are an accident with an uninsured driver, it’s important to know what you can do to ensure your damages, including medical expenses and physical repairs, are covered.
When an accident is caused by the carelessness or mistakes of an uninsured driver, they should be held responsible for their actions. All insurance policies will include coverage for accidents with uninsured and underinsured motorists, and unless you specifically chose to opt out of such coverage, you should have access to compensation through your own insurance. Contact your insurance company immediately after your accident and file an uninsured driver claim without delay to get the ball rolling.
However, your own insurance coverage my not be enough to coverage your medical bills, pain and suffering, and loss of wages. In these situations, you may also wish to pursue a lawsuit. The damages in any car accident can be costly and painful. You may have accumulated medical expenses after numerous doctor’s appointments, costly medicines, and possibly surgeries. Traumatic or damaging accidents can also lead to loss of work while you recover both mentally and physically, which could also result in loss of wages.
By filing a lawsuit against the uninsured driver, you can seek justice by holding the driver accountable for their poor actions, and you can seek monetary compensation. However, most drivers who do not have car insurance are unable to afford it, which would make it unlikely they would be able to afford to reimburse you for damages. The best thing to do following an accident with an uninsured driver is to contact your lawyer to discuss your legal options. No to cases are the same, and it is important that your attorney understand the details of your situation to properly advise you as to your best legal options.
For help with your uninsured motorist accident, contact the Law Office of Marshall Silberberg.